> ## Documentation Index
> Fetch the complete documentation index at: https://white.rwanftcards.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Limits and Fees

> All the platform's numbers on one page

<Card>
  **The principle is simple:** the card price is the only mandatory payment.
</Card>

<Columns cols={2}>
  <Card title="Standard - $49">
    Virtual

    * Per transaction: up to \$5,000
    * Per month: up to \$25,000
    * Top-up fee: 2.8%
  </Card>

  <Card title="Premium - $199">
    Virtual

    * Per transaction: up to \$50,000
    * Per month: up to \$1,000,000
    * Top-up fee: 2%
  </Card>

  <Card title="Signature - $299">
    Virtual + plastic

    * Per transaction: up to \$75,000
    * Per month: up to \$1,500,000
    * ATM: up to \$3,000 per day
    * Top-up fee: 2%
  </Card>

  <Card title="Black - $499">
    Virtual + metal

    * Per transaction: up to \$100,000
    * Per month: up to \$3,000,000
    * Daily: \$100,000
    * ATM: up to \$3,000 per day
    * Top-up fee: 2%
  </Card>
</Columns>

Card term: 3 years, maintenance: \$0 - the same on every tier.

Limits apply equally to the virtual and physical card of the tier. Limits are tied to the tier - there is no individual raising: higher tier, higher limits. You can [upgrade](/en/product) at any time.

## Payments and fees

* **Maintenance** - \$0 for the entire card term. No subscription, no tokens to hold.
* **[Top-up](/en/top-up-and-everyday-use)** - the only recurring fee: 2.8% on Standard, 2% on the other tiers. The minimum top-up is \$20; send less and the transfer is not lost - it is credited together with your next top-up.
* **Physical card delivery** - included in the tier price.
* **Balance and settlement** - in US dollars. Payments in other currencies go through the payment network's conversion.
* **[Royalty Program](/en/royalty-program) withdrawals** - weekly, from \$5, in USDT to your wallet on the BEP-20 network.

## No extra charges

* **The application and your waitlist spot** - applying and holding your place in the queue cost nothing. If anyone asks money for a place in the queue, they are scammers.
* **Joining the Royalty Program** - no entry fees, and ranks are not for sale.
* **Card issuance** - there is no separate issuance fee: it is already included in the tier price.

Card renewal terms are published in advance, before the card term ends.