> ## Documentation Index
> Fetch the complete documentation index at: https://white.rwanftcards.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Crypto in your wallet - fiat on your card.

> RWA NFT Cards is the bridge between the digital dollar and everyday purchases: crypto turns into fiat with no exchangers and no bank account. Top up - and pay.

## Where it works

**175,000,000+** merchant locations in **200+** countries - everywhere Visa is accepted. Online and offline, contactless via Apple Pay, Google Pay and PayPal, with <Tooltip tip="Online payment confirmation with a code: an extra layer of protection.">3DS</Tooltip> payment confirmation. The card currency is US dollars.

## How it is topped up

<Columns cols={2}>
  <Card title="USDT" icon="https://mintcdn.com/rwanftcards/PczVcOmLbz8_kw7S/images/icons/usdt.svg?fit=max&auto=format&n=PczVcOmLbz8_kw7S&q=85&s=a640adb18388d45a35fc08d386822bb5" width="32" height="32" data-path="images/icons/usdt.svg">
    BEP-20 and TRC-20 networks.
  </Card>

  <Card title="USDC" icon="https://mintcdn.com/rwanftcards/PczVcOmLbz8_kw7S/images/icons/usdc.svg?fit=max&auto=format&n=PczVcOmLbz8_kw7S&q=85&s=7b76488d9de43ceb3ab55cebe490f223" width="32" height="32" data-path="images/icons/usdc.svg">
    BEP-20 network.
  </Card>
</Columns>

The top-up fee starts at 2% depending on the tier. The minimum top-up is \$20: send less and the transfer is not lost - it is credited to your card together with your next top-up.

Ahead - top-up with any popular cryptocurrency with auto-conversion to dollars, and withdrawal to a bank account: the timing is on the [Roadmap](/en/roadmap) page.

## What the platform stands on

<Columns cols={3}>
  <Card title="30 independent BINs">
    Across banks and jurisdictions.
  </Card>

  <Card title="$0 maintenance">
    All 3 years of the card term.
  </Card>

  <Card title="Up to $3,000,000 per month">
    Among the highest limits on the market (Black tier).
  </Card>
</Columns>

The platform is connected to 30 independent <Tooltip tip="Bank identification number: the first digits of a card number that point to the issuing bank.">BINs</Tooltip> across banks and jurisdictions. That means broad merchant and regional coverage, room to scale - and resilience: payments do not depend on a single bank. Maintenance needs no monthly subscription and no tokens to buy and hold for your tier: the card price is the only payment.

## Four tiers - from Standard to Black

<Columns cols={2}>
  <Card title="Standard - $49">
    The entry to the platform: a virtual card for online payments and everyday spending.

    * Per transaction: up to \$5,000
    * Per month: up to \$25,000
    * Top-up fee: 2.8%
  </Card>

  <Card title="Premium - $199">
    The clients' choice: the same virtual card with limits at the \$1,000,000-per-month level.

    * Per transaction: up to \$50,000
    * Per month: up to \$1,000,000
    * Top-up fee: 2%
  </Card>

  <Card title="Signature - $299">
    Adds a plastic card - for offline and ATMs.

    * Per transaction: up to \$75,000
    * Per month: up to \$1,500,000
    * ATM: up to \$3,000 per day
    * Top-up fee: 2%
  </Card>

  <Card title="Black - $499">
    The virtual plus a metal card and the platform's maximum limits: up to \$100,000 in a single payment.

    * Per transaction: up to \$100,000
    * Per month: up to \$3,000,000
    * ATM: up to \$3,000 per day
    * Top-up fee: 2%
  </Card>
</Columns>

## Tier rules

* You can upgrade to a higher tier at any time.
* Limits apply equally to the virtual and physical card of the tier.
* The virtual card is issued right after payment; the physical one is delivered to you and activated from your account on arrival.

A card can also be given as a gift: a gift certificate is a paid card in the form of a code. Certificates are covered further on in this document.