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Top-up

1

Choose the coin and the network

In your account, choose the coin and the network - USDT () or USDC (BEP-20) - and get your top-up address.
2

Send the transfer

Send the transfer, and once it is confirmed on the network the funds land on your card - usually within minutes.
3

Credited to your card

The balance is kept in US dollars.
The rules are simple:

Minimum top-up

$20. Send less and it lands with your next top-up.

Top-up fee

2.8% on Standard, 2% on the other tiers.

One coin, one network

The address is tied to both the coin and the network.

Crypto only

Bank cards and bank transfers are not available.
Soon - top-up with any popular cryptocurrency with auto-conversion to dollars: the timing is on the Roadmap page.

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Payments

Pay like with any Visa card - online and offline, 175,000,000+ merchant locations worldwide.

Apple Pay

Google Pay

PayPal

Add the card to Apple Pay or Google Pay and pay with your phone; PayPal is supported too. Online payments are protected with : the confirmation code arrives by email, and the same code is visible in your account - just open the transaction. The balance is in dollars; payments in other currencies go through the payment network’s conversion.

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Control

Every transaction is in your account history.
If a payment is declined - you see the reason, not a guess.
An everyday tip: if subscriptions and auto-charges are tied to the card, keep a buffer on the balance to cover them.

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Cash

Physical Signature and Black cards withdraw up to $3,000 per day at ATMs - more on the Physical Cards page.